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You Have Questions? We Have Answers!

What is BNPL?

BNPL stands for Buy Now Pay Later, which means a customer can take home their product today and pay for it over time. The customer will usually, but not always, pay for the product plus interest.

Why BNPL?

If a consumer needs to buy something now, but doesn’t have all of the money now, BNPL is the perfect solution. If their credit is good enough, they can even make payments without interest.

How Does BNPL Work?

During checkout on the retailer’s website, the consumer applies to Buy Now Pay Later and gets an instant answer. If approved, the product is shipped to the consumer and the consumer is obligated to make payments for the product.

PaymentChop is your reliable
FINTECH SOLUTIONS PROVIDER.

We create and manage highly effective BNPL (Buy Now Pay Later) solutions for online retailers. Every merchant is assigned a dedicated Account Manager, but the entire team is always ready to participate when needed, up to and including our Senior Executives. We establish long-term personal relationships with our clients and treat your business as if it were our own.